I Was In A Car Wreck – Why Am I Getting Collection Letters For Medical Bills?
“Adding insult to injury” – that is what it is like to be crashed into in a car or truck wreck and have medical bills that are turned over to a debt collector or a collection law-firm. If you are dealing with collectors because of your injuries in an automobile crash, we hope this blog post will be of some assistance.
Why am I getting collection notices? It could be your health insurance company is not paying the bills as quickly as they should. It could be that you have no health insurance or it excludes bills for car wrecks. Remember you may have “medical payments” insurance on your car insurance that would pay for some of the bills. But ultimately the insurance company for the driver who is at fault should pay – but this rarely happens until the whole case is settled. This is because the insurance company wants to use leverage and pressure from collection agencies and collection law-firms to force you into a settlement for less than you should – just to get these collectors off your back.
Every situation is different but remember that collectors, whether lawyers or non lawyers, cannot harass you. On our consumer blog – Alabama Consumer Law Blog – we have several articles about dealing with collectors that might be of interest to you:
When Can An Alabama Consumer Sue A Debt Collector - Part II?
Should An Alabama Consumer Contact A Consumer Lawyer When First Contacted By A Debt Collector?
Collection Letters Are Often Illegal In Alabama
We wish you the best of luck and please contact us if you have questions about harassing debt collectors or about your car wreck if you are not already represented by a lawyer.
